In addition to the traditional method of personalizing the PIN number on paper, we offer digital PIN solutions for the financial payment industry. These solutions allow users to quickly, easily, and securely receive their PIN through mobile and online services.
The service significantly reduces the card activation time and improves the user experience, with complete cryptographic protection of the data.
- PIN by SMS
- PIN by email
- PIN by app
This modern and secure PIN delivery service enables end-users to receive their secret PIN instantly and directly to their mobile device, app, or email. The service replaces the traditional physical delivery of the PIN envelope, reduces costs, and accelerates the card activation process.
AKD has developed a solution in which, after the card personalization process, our system generates the PIN in a highly secure, cryptographically protected environment. The PIN is then sent to the user via a certified communication channel as a one-time, time-limited message.
Banks can choose between different integration models depending on their customer strategy.
Our platform is designed according to the highest security standards, including requirements from card schemes (Visa, Mastercard), PCI CPP security policies, and internal cryptographic modules (HSM).
All operations are carried out in a strictly controlled environment of the personalization center.
